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Three Words for 2018? We Got This!

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Over the last week, I have been thinking about 2018. I don’t know about you, but 2018 snuck up on me. One moment I was caught up in the day-to-day of 2017 and the next moment 2018 was just a couple of weeks away! After my initial panic, I thought – well, it’s great because I get to think of my three words. Three words? Well, if you haven’t been on this journey with me before, I shall explain. In 2012, I met and was inspired by Tom Hood and he introduced me to the Three Words approach, which came from Chris Brogan. At the start of every year, now, I sit and think about what three words I would like to guide me through that year. During the year, I come back to those words, to help center, direct and motivate me. Over the last few days, I have thought about how to make this work better for me, and I determined that I must display these words to remind me, even when I am not thinking about being reminded, to move me when I feel stuck and to hold me accountable. I say this in part because, 2017 was a challenging year for me and I found that I often lost track of my guiding lights. Involved in, and sometimes overwhelmed by, the moment, I often forgot to even look for my words. Putting the words everywhere, will go a long way to keeping me mindful of that.

Last year, I started looking back over my year and I have found this to be a great way to assess how things went and to help me set my intentions for 2018. My three words:

Imagine. This is the first word that came to me. During 2017, in part through work and volunteering with the New York State Society of CPAs and the AICPA, I have had some truly new experiences. I have learnt how to play poker and how poker skills can benefit me in the workplace; I have worked with a team to consciously inch towards better health – physically, emotionally, and spiritually – and that has included laughing more and skating in Byrant Park; I have collaborated with incredible people and presented in various spaces, from a national conferences to a college campus. During the year, I have been involved in conversations that have opened my eyes, that have ventured into spaces that are often afraid to even tiptoe into, that have renewed my hope when things have seemed bleak. I have often reminded myself to listen and to hear because that is when I find the moments that hit me hard and that get me to imagine and those moments are incredible. When we imagine, and step outside of what we know, we can find brilliance, we can find understanding and, just as important, we can also see and revise the not so great. In 2018, I want to imagine without fear of where my imagination will lead me. I want to imagine and be okay with when what I imagine doesn’t always work out. I also want to make sure that I make the time and space for my imagination. Back in 2015, I tried to create space for me to be bored, which is a big part of creating the space for imagination and, as the exercise stated, brilliance. It did free my mind in great ways and, looking back and looking at now, I know I need a lot more boredom in my life. And I still haven’t finished my Starry Night jigsaw puzzle!

Innovate. During 2017, I listened and took part in conversations about change. The conversations were about artificial intelligence (AI) about blockchain (and cryptocurrencies, like Bitcoin) and about cybersecurity. Other conversations were about what diversity, inclusion, and belonging mean and if and why it is important. We had conversations about what to do about all the change happening in our professions, in our world and in our lives. We talked about how we react to it and how we can embrace, be ahead of and even create greatness out of all the change. Beyond the conversations, we brainstormed and tried new things. We looked at the new approaches other took and ran with them. I spend a lot of time looking at challenges and how, sometimes, people take the same approach to resolving them and see minuscule results. As much as we tout how “change is good”, it is a human thing to resist changing the status quo. During this year, I want to innovate. I want to collaborate and brainstorm and determine to try something new. I want to embrace the difficult conversations, appreciate and improve upon feedback and, on my part, provide truly constructive feedback. I want to remember the power of synergy and never forget that the best innovations come through a community of people sharing, listening and taking risks.

Act. My third word came to me after I wrote and thought about my 2017 look back. When it comes to training, I have established and go with what gets me to success. If I have a race, I print up a daily timetable that includes rest days, cross training days and exactly what I shall do on each day (distance, goals, tempos if needed). The night before every training, I put out exactly what I am going to wear on the day and I determine my route. I think about and take away all my excuses so that, when I wake up, I just do exactly as planned and that gets me a step closer to where I need to go. I keep my schedule on the wall and tick off each day as I go along. During 2017, I often did not apply this approach. As a result, especially where I felt the stakes were high, I became adept at getting cold feet, at second-guessing myself and at putting things off until I decided it was too late to do them. There are many reasons why this happened but knowing the reasons and doing nothing about them is not helpful. I am going to do more acting in 2018. To help me do this, I am going to find the ways to take away my excuses, and I am also going to be more realistic about what I can get done, so that I don’t end up doing many things in a mediocre manner that only serves to disappoint me and others. I also must remember to be kinder to myself when I act and to see the power in action. I must remember that it is through action that I can bring value and have impact.

Before diving into 2018, I want to take a moment and meditate upon my previous three words:

2013 – Change, Discover & Motivate
2014 – Transform, Pursue & Collaborate
2015 – Receptive, Synergy & Service
2016 – Learn Fear & Community
2017 – Embrace, Persevere & Monchu

Several years ago, I went to Hawaii with friends and decided to take surfing lessons. I was a couple of months out of surgery and hesitated before I went out – I wasn’t at full strength, everyone else was going on a fun outing and I would be doing this solo, as no one else was interested. But, I had been thinking about taking a surfing lesson and I had told my surfing neighbor (who ultimately became my husband) that I was going to take a lesson and that made me feel accountable. During the lesson, I fell countless times, I scraped my knee and sometimes even got to the point where I was able to ride a wave while kneeling on the board. Then, I stood, and rode, and didn’t fall off. It was glorious and totally worth every fall, and the skin missing from my leg. When I finally fell off the board, I rose out of the water with a victorious yell! It is this that I must remember – it is a journey but it can only happen if I Imagine, Innovate AND Act.

Happy and wordy 2018 to you! Please share with me – what are your words for 2018?

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2017! Three Words! Let’s Go!

img_1043-2Yesterday, I took a moment to look back at 2016 and I am glad that I did. After that exercise in honoring history, I actually changed one of my words for 2017. My words for 2017? That may be what you are wondering. Let me explain. In 2013, Tom Hood introduced me to the concept of Three Words (and that concept came from Chris Brogan). I use these three words to give the year ahead a theme, almost like a rhythm that I can dance to as I go through the year; and isn’t everything better with dance? The process of thinking about my three words and then coming back to them throughout the year, help consolidate, direct and give confidence to what I do and how I do it. As I read over yesterday’s post, I saw my 2016 Three Words dancing over my year, in ways that I had not thought about as I was writing the post – Learn. Fear. Community.

For several days, I thought about what my words for 2017 would be – and how those words would serve to seal my intentions for the days ahead. I think I have it now.

Embrace: In previous years I have written about changing things in my life. Transform was one of my words in 2014. Then, in 2015, Receptive was a word of mine. Last year we moved to a new neighborhood. When I was a kid, due to politics and other adventures in their lives, we moved around a lot. Between first and third grade, I went to four different schools in three different countries, in four different cities. During my first two years in New York City, I lost count of how many places I lived in. I even spent a couple of months camping out on a (very amazing) friend’s couch on weekends, while I worked in Florida during the week. Last year, I talked transformation and I was receptive to talk of moving but, now that I am here, I realize that it is not going to work until I embrace it. This is where I am now with my move, with my work, with my life. I can talk about how great innovations in my line of work are; I can marvel at how awesome some of the tools that are available to us are; I can wax lyrical about the incredible people who cross my path and make me better at what I do, but all of that is not worth much unless I dive in there, snuggle in and just embrace it all.

Persevere: When I started training to run long distance, I learnt about the power of a mantra. The mantra was invaluable to me, when doing hill repeats. I would chug up a hill and repeat, over and over again, “I love hills.” I will say this, I reached the top of that hill and many others AND I hate hills less and appreciate their value. I actually surprised myself when I told a cousin that I wished there were a few more hills around my new home. In 2015, I embarked on a new journey of sorts. I started my own business and decided that I wanted to do work that made me look forward to getting out of bed every day. I loved that my husband’s work, as a photographer, was something he also did for fun. I admired how excited he got about his projects and I wanted some of that. At times I would talk to some people about what I wanted to do and how I wanted to do it and they would tell me, “that will never work.” Fortunately, my incredible community (2016 word, hello!) took over and repeated the mantra I had not yet learnt to say myself. However, as the year came to an end, I started to believe. So this year, I shall remember to say to myself, “You got this. You can do this,” not just when I am running, or doing pull-ups. I shall tell myself this as I am serving my clients, community and the public.

Monchu: My last word is a word that I have borrowed from Chris Brogan. Chris tells us Monchu is an Okinawan word that means “one family”. It essentially means that we treat people who are not our blood as though they are family. I have benefited from this concept forever. As someone who lives very far away from most of my blood, I just don’t know where I would be with my one family. For instance, I just wrote about how I was able to crash on a friend’s couch when I first moved to New York. I didn’t mention that I had only known her for months and she offered her home to me, and her husband and adorable daughter didn’t seem to mind either. That is just one of a million of my stories. I know that I could do a way better job of keeping in touch with people to let them know that they are part of my one family. I know that this philosophy will guide me to be better at what I do and how I do it. I hope to also inspire others around me to embrace this philosophy.

As I share my words for 2017, I want to acknowledge my words from previous years:

2013 – Change, Discover & Motivate
2014 – Transform, Pursue & Collaborate
2015 – Receptive, Synergy & Service
2016 – Learn, Fear & Community

And now for 2017 – Embrace, Persevere & Monchu. I am excited for the year ahead and I know that the view from my new home will help me do so. You see it up above, I can see forever now. I got this.

Tell me, what are your words?

I hope 2017 is your best year ever!

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2016! Three Words! Boom!

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Hey there 2016! In 2013, I officially put aside New Year’s Resolutions. This is because I was introduced to the concept of Three Words, by Tom Hood, who found this idea from Chris Brogan. I have found the three words to be a great way to give my year a point of consolidation and mindfulness. I have found the three words to be invaluable. I find myself bringing up these words in conversations and in my writing and I am sure I must sound like a broken record to some people. I am happy to be a broken record if this helps me live a life of greater focus and productivity. I am just about always trying to do too much and I have found these three words give me greater direction.

Last year, my three words were Receptive, Synergy and Service and I found these words coming up often during 2015. I faced several challenges during the year, I embarked on new ventures and my life took turns that I never imagined. During that time, my words from 2013 all the way through 2015 helped form my rallying cry.

As 2015 neared its end, I wondered what my words for 2016 would be. I took the time to look back and think about where I have been and then think forward to where I would like to go and what I want my compass to look like as I travel. Today, I have my words for 2016.

Learn: During my various adventures in 2015, I things thrown at me that I could either try to ignore or take lessons from. My brother got married and that brought a lot of my family together in one place. It is always amazing to me that, for as much as I think I know the stories of my family, when we come together there are new and incredibly interesting things that I learn. My husband and I also spent time together with his aunt where she regaled us with stories of her youth and his family history. As much as I think I know, I find that there are still more ways to expand my mind and that should I choose to, I can keep on learning. I hope to learn in formal settings, in informal setting and totally by surprise.

Fear: I am sure that at some point in my writing I have shared my irrational fear of rodents, a fear that is not very helpful for a person who lives in New York City. I remember once, years ago, I was living in an apartment an old building. The old buildings in New York are lovely to look at but come with holes, holes that mice like to climb through, especially when it gets cold. One evening, I was hanging out on the couch when suddenly a mouse scuttled across my floor. I was frozen on the couch, afraid to move lest the mouse and I collide. People tell me that the rodents are more afraid of me than I am of them; I beg to differ. I ended up calling my neighbor, from the couch and, luckily he came by and dealt with the mouse. Now, I am not about to dive into a close encounter with a rodent, but I am learning that the times that I have been able to get past my fears are the times that I have been able to have new adventures. I started my own business this year and I am learning to not let my fears about failure, about the unknown or about anything else hold me back. I am also having a great time exploring life and learning new things about myself and those around me.

Community: I say it all the time and it remains true – nothing happens without community. When I started my business I found support from friends, family and colleagues. I found support from strangers. Had I realized the power of community, I may have taken the leap earlier. An instrumental aspect of collaboration and synergy is community. As I continue on this incredible adventure, I want to be mindful of the great things that can be achieved by a community.

Just a moment to look back on my words from prior years:

2013 – Change, Discover and Motivate
2014 – Transform, Pursue and Collaborate
2015 – Receptive, Synergy and Service

And now: Learn, Fear and Community

I am unbelievably excited at the prospect of looking fear in the eye and saying, “bring it on.”. For it is through these experiences that I shall learn and it is with these moments that I shall be able to connect with my community and build that community. AND I have an extra day to do all of this this year. So, tell me, what are your words?

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2015! Three Years, Three Words…

James Petrozzello

James Petrozzello

Three years ago, I was inspired by Tom Hood, by way of Chris Brogan. As someone who gave up on New Year’s resolutions years ago, partly because I was not very good at keeping them, partly because I would change my mind about them and partly because I would often lose track of where I had written them down, I found power in the concept of Three Words. I embraced the magic and power of three during my lessons in Latin and in rhetoric. I have found my three words a great theme song that plays in my head throughout the year. They pop up in conversations, in my planning and often at unexpected, random moments. And this year, the magical and powerful three are Receptive, Synergy, and Service.

Receptive: This year, for Christmas, I gave my husband a Bluetooth headset. Ever since I came across my first Bluetooth headset, I have hated those things. People walk around with those things constantly plugged in an ear and it always seems to me that they are only giving you a small piece of their attention and are, essentially, waiting for something more interesting and important to beep in their ear. I have often felt as though people wear the headsets to make themselves feel important and busy. Around Christmas, when my husband mentioned that he wanted one, I started thinking about the Bluetooth headset in a different way. He spends a lot of time travelling and alone in an office. It makes sense that, should he wish to answer the phone, it would make sense to be able to do this and still be able to use both his hands. He has promised to put it in his ear only when he needs it and to not wear it when we are together. Beyond me and my relationship with the Bluetooth headset, I am realizing more and more, how essential it is to success and happiness to be receptive to new (and old) concepts and ideas. At work and as a part of the various boards and committees that I serve on, I have discovered how essential it is to listen to the opinions of others and process them before concluding how I feel about a situation or idea. At times, the ideas of others are better than anything that I had considered; other times, after taking their opinions into consideration, we can come up with a great plan or compromise. In order to continue the spirit of my words from last year, Transform, Pursue and Collaborate, being receptive is key.

Synergy: Last year, one of my words was collaborate. There is the saying, no man is an island, and I have found it to be true. I have lived and learnt in many places and my world and experiences have been touched by an incredible spectrum of people. All this has contributed to who and what I am today. Collaboration is so very much of getting things done but, this year, I want to hone in on synergy. I want to really think about the wonderful notion of how one plus one can equal more than two (sometimes significantly so). So collaboration will not be solely for the purpose of doing things together; to do this without thinking about how to best leverage the power of collaboration can be wasteful, frustrating and diminish the contributions of each party. I want to be mindful of the concept of synergy and ask myself, often, how can we do this so that what we achieve together is greater than what we could achieve acting alone.

Service: I have talked before about the CPA’s obligation to “serve the public trust, honor the public interest, and demonstrate a commitment to professionalism.” As a forensic CPA, this is a very important aspect of our profession. Often there are pressures upon us and, it is at times like this, that it is necessary to act with integrity, in order to honor our obligation to the public and to our profession. As a member of various committees of my State Society of CPAs and the American Institute of CPAs, and as I prepare to take over the presidency of our chapter, I, along with my fellow members must always keep in mind that our goal is to serve the public, our members and our profession with the work that we do.

A couple of years ago, my husband, James, and I traveled to Berlin for a wedding. I had often told him how much I love karaoke and so, when we heard about Bearpit Karaoke, we had to find it. The place was packed and the singers were excellent. My husband encouraged me to put my name down to sing. After hearing the caliber of singers, and after seeing how many people were in attendance (a dauntingly large crowd), I hesitated and tried to make excuses. He finally convinced me and I put my name on a long list. I was told that I probably would not get a chance to sing as many people were ahead of me and they were shutting down soon. I was pretty okay with that – it was enough for me to have been part of the crowd and to almost get a chance to sing. At six o’clock, the time the karaoke was to end, we were just walking away when I heard my name being called. I was nervous and James whipped out his camera. As I got onto the stage and introduced myself and the song I had chosen, Fame, an old man in the crowd caught my eye and gave me a thumbs up. As I sang, the crowd joined in for the chorus and a little kid ambled onto the stage. When I had moments of panic, I looked at him and took courage from his cute face, gazing up at me. Because I chose to be receptive to the idea of singing in front of this crowd, I found that I added a joy to our day that was magnified by our coming together in happiness. And, of course, what a gift and public service this Bearpit Karaoke is. If you are in Berlin, go and get yourself some joy.

The spirit of my words
From 2013: Change, Discover and Motivate
From 2014: Transform, Pursue and Collaborate
carry on and to that spirit I add my three for 2015
Receptive, Synergy and Service.

What are your three words will bring you magic and power this year?

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2014…. New Year, Three Words

ImageLast year was the first year that I officially gave my year a theme song, so to speak. Via Tom Hood, social media, learning and sticky note aficionado, I learned about Chris Brogan and the concept of Three Words. When I studied Latin, in high school, we were taught about the magic of the number three – fewer than three can seem too little and more than three can feel like too much. Three is a number that just works. Veni, Vidi, Vici. Signed, Sealed, Delivered. And my words – Transform, Pursue, Collaborate.

Transform: On the Saturday before Superbowl in 2011, I went to the emergency room with a stomach ache. Who lives that life? The life where your stomach packs in before the party even begins. My then boyfriend and I were about to have our first Superbowl Party – the themed cake had been ordered, we were due to pick up our 6-foot long sandwich and the guests were coming. Instead I ended up spending that Sunday and a few more days in a hospital room. While I was there, my aunt came to visit and brought me a beautiful flowering plant. I brought it home, the flowers died and all that remained were the leaves.

As 2013 neared its end, my now husband and I talked about making big changes to our lives, to our work, to our play. Sometimes we find our lives take unexpected turns, sometimes we get busy and never get around to recalibrating and sometimes we lose track of our wants and desires. We decided that we were going to dedicate ourselves to rediscovering our loves and transforming our lives accordingly. This morning, on New Year’s Day, I awoke to find a flower blooming on the hospital plant. Three years of nothing but leaves, but it seems my plant has decided to transform as well.

Pursue: Sometimes there is nothing scarier than a goal. What happens if you don’t attain it? No one wants to be a failure; failure sucks. This fear of failure is incredibly good at keeping us in a state of atrophy, a comfort zone of sameness. This fear of failure can keep us from evolving and it can keep us from fulfilling our goals. In November 2013, I ran the New York Marathon. Watching runners pass my block as they ran the New York Marathon is the reason that I started running distances further than three miles. Back then and since, there have been many moments when I have wondered whether or not I could run 26.2 miles. Several years in a row, I would start training for the marathon and experience a setback that kept me from running the marathon. During the heatwave of 2013, I found myself unable to make it through 12 miles and I was convinced that there was no way I would make it through 26.2. And with all of that going on, I still aspired to run a Boston Marathon qualifying time of 3 hours and 45 minutes. I set this goal, even though the only other marathon I had run, in 2008, I had run in 4 hours and 50 minutes. In 2013, I did get to run the New York Marathon and it was one of the most incredible experiences of my life. I ran the New York Marathon in 3 hours and 51 minutes, short of my 3:45 goal and it was still amazing. Though I did not attain my 3:45 goal, I found that I achieved many things I did not even know I was aiming for. More than anything, I discovered how wonderful it is to have goals and to pursue them. Even if things don’t turn out the way you hope, you tend to end up with things turning out in fantastic new ways that you may not have imagined. In 2014, I plan to pursue goals and dreams – I may not pursue them fearlessly but I plan to persevere, even through fear.

Collaborate: Nothing that I do of any substance can I say I have done alone. There is invariably a support team of one kind or another. I have people that believe that I can and I have people that will help do what I cannot. I have people who will speak sense to me when I am being irrational and I have people who will urge me to be crazy when I am being too rational. I have strangers who smile and give me support and I have friends and family who do the same. It is easy to take this for granted and to perhaps believe that I can be a one-woman superhero. I plan to remain mindful of the power of synergy, the strength of the network and the force of the team.

Last year my words were Change, Discover and Motivate. This year, the theme song is different – Transform, Pursue, Collaborate – but the music is still thumping. 2014 will be blooming awesome!

What are your 3 words?

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Three Words…

Image… and they aren’t “Happy New Year”

By way of Tom Hood over at the MACPA, I learnt about Chris Brogan and his concept of Three Words. I live a life of an endless to do list and this can lead to a very scattered way of thinking or feelings of failure as,no matter how much I do, there is always so much more to get done. I read both pieces and was struck by what a great idea this was. Having three words gives a theme to the year, so to speak, the essence of what is going to be important in the year to come. Almost like a theme song to the year – a lot will happen during the year but throughout these three words will give the mood.

Change: We live in a fast-paced, ever changing world. It can be very easy to feel overwhelmed and intimidated by it all and, as a result, resist change by clinging to the familiar. I aim to embrace change and not be swept up by it. This will demand a bravery or fearlessness (or, perhaps a combination of the two). Instead of being changed, I plan on being the change. This will mean doing new things and not being afraid to fail. I hope this means learning new things like coding, advanced techniques in excel and skiing.

Discover: As I step outside my comfort zone, I look forward to a year of discovery. Through discovery will come growth and creativity. As a kid, I remember an aunt telling me that she had never met anyone who asked as many questions as I did. I am not going to be afraid to ask a lot of questions – this is how you learn a lot of things. I am going to discover how to use things like Hootsuite and Evernote (in an effective way). I am going to try out new restaurants, new cities and, hopefully, new countries. I will delve deeper into this financial forensics thing – I shall be the Quincy of Forensic Accounting.

Motivate: Last year, encouraged by a friend, I joined a running class. The drill, during our second class, was to run out for 20 minutes, turn around and run back in a little less than 20 minutes. I ended up running next to a woman who I felt had a good pace. I decided that I would be good if I just stuck with her. At moments when I felt I was flagging, seeing her keep up her pace pushed me to do the same. At the end of the run, I turned to her to thank her for keeping me going. At the same time, she did the same. Toward the end of the class, she asked me to be a rabbit for her, to help her attain her goal time for a half marathon that I was not running. I was honoured that she felt that I could help her reach her goal. During the race I was both nervous and excited. I had to maintain a pace that she could handle and, at the same time make sure she was running quickly enough to make her time. I also had to motivate her to keep going and keep her from wanting to strangle me. As she crossed the finish line with time to spare, I think I was happier than I have been after a race that I have run. Later in the year, I had to go in to hospital for a few days and she came to visit me with a gift in hand – a soft toy rabbit. Yesterday I signed up for another running class (my new friend is in the class too) and we ended up running with a group of new inspiring running buddies. This year I intend to maximise the power of motivation; it is far more powerful than I can imagine. It is to be a year to motivate, and be motivated.

I am sure that, yet again, it will also be a year full of running stories.

I should put my three words – change, discover, motivate – to music so it can be a theme song I can play as I do this 2013 thing.

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Fare Thee Well!

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“2017 was an intense year”. That’s the news alert that I received on 26 December. You’re not kidding me! – that was my response. This year has been a more challenging year than I expected it to be. Last year, I decided to do a year in review. Looking back helped me think more about my plans for the future. I have decided to do the same thing again. It is important to take stock. Without that, how can one think about the future?

As the year began, I decided to deal with minor health issues that turned out to be way more tedious and drawn out than I ever expected. Something that I thought would not take much time at all ended up lasting through July. What a drag. A trip that my husband and I had been planning, to visit my grandmother, was postponed. Then, on 10 June, my grandmother passed away. It was devastating news and made more so because, being in the midst of my own treatments, I could not travel for her funeral. The silver lining in this was that I discovered something I had never known. My family in Zimbabwe shared the above photo and I was stunned to see just how much I look like my grandmother.

Despite the challenges that came with the new year, I was honored and excited to be an instrumental part of a new committee with the New York State Society of CPAs – the Diversity & Inclusion Committee. It has been an eye-opening and insightful year, working to provide programming to our members to improve diversity & inclusion in our profession and to have frank and enlightening discussions and events around the topic. I have had fun times with members and those who have attended events and I like to think that, one little step at a time, we are making progress.

I have continued with the cello lessons that I started a year ago. I have woken up on Saturday mornings, exhausted after a long week at work, drained and not looking forward to the long drive back to downtown Brooklyn and the horror that is looking for a parking spot. However, once I get into class, I find joy. Our cello instructor started an adult orchestra and I have already had two recitals. A year ago I was learning how to play “Twinkle, Twinkle” and that was an important milestone. A couple of weeks ago, our orchestra played the theme to Jurassic Park AND I played a solo!! I’m no Yo-yo Ma (and never plan to be) but I always welcome the opportunity to work my brain and heart in new ways. I believe it makes me a better person, a happier person and a much better CPA!

I have continued to be inspired by high school and college students. These interactions renew my energy to work to build the pipeline to our profession – there is so much incredible talent out there and some of that talent should be a part of our profession. I speak with young people who are full of passion and promise and it fills me with joy!

I spoke at the AICPA’s Forensic & Valuation Services Conference. I met an incredible range of fellow professionals and came away feeling as though my brain had expanded a little bit. Every year, I look forward to sharing thoughts and insights and learning from Forensic & Valuation professionals and this year did not disappoint.

During the year, something I struggled to do was run. A couple of years ago, while taking out the trash, I tripped over a concrete block in my parking lot and fell, hard. I fell hard enough to fracture my leg and spent several months in a brace. As I failed to make a comeback, I went to see a doctor and found out that I had a torn meniscus. I closed out the year a procedure to fix the meniscus. That is all sorted out, but it turns out that, through that fall, where I wasn’t even running away from a rabid raccoon, I managed to do more damage to my knee that may need to be sorted out. The sad part of this is that I have been told to give up running. Honestly, I was gutted. Running has become a large part of who I am. My runs are my quiet time, they are my meditation and my medication. I have run through a Times Square that is cleared of traffic and pretended that I am trying to escape zombies. I have run through all five boroughs of New York City, during the marathon, and found delight and strength from those lining the route. To be told, “no more” is a difficult thing to swallow. I keep faith that I shall find new adventures and hold the secret (not so much now) hope in my heart that I shall run again.

  • I skated in Bryant Park and even let go of the railing!
  • I spent time with friends and family at the beach (I live here now!)
  • I went to an interactive screening of The Big Lebowski. There were a lot of bathrobes and even more spandex.
  • I have met new people who have made my life better.
  • I continue to be extremely grateful for all those I have known, who have given me hope, joy and support, sometimes even when they don’t realize they are doing so.

Yes, 2017 was a year with pain and disappointment but 2017 was also a year of inspiration and joy and it is important to see the progress that we have made, the work that has been done and the relationships that have been formed and built upon. I am ready for next year because I know I have great things to carry forward with me.

It is two days before 2018 – a year that will bring the Winter Olympics and the FIFA World Cup! I already have three words for 2018 – Bring It On!!!

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Over My Shoulder

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I was in high school before I realized how much I love history. Even though I read many historical adventures and would get so caught up in stories that I would find myself being moved in ways movies and television could, I never attached that excitement to any history I ever learnt in school. There was a separation of story and history until I ended up with a history teacher who was so gifted at bringing history to life that I didn’t even really feel as though I was in class.

What has taken a while to sink in is that history is not just about other people’s stories and what they might mean, but it is also about my own stories (along with people around me) and how what I have done, thought and felt in the past is something that I should not only want to record, remember and recognize but also find importance in. In 2013, I started a new approach to beginning my year. Since then, I have given my year a theme, encapsulated in three words. In order to better think on what I would like to make as my theme for next year, looking back at where I have been is invaluable. So, I am taking a moment to take a look at how 2016 went – to learn, to appreciate and to give myself a pat on the back where needed.

Throughout my year, I continued to be amazed by and grateful for the people I crossed paths with – friends, strangers and those in between. It may have been someone telling me not to give up at moments when the thought was threatening to become action. It may have been someone sharing words of wisdom that kept me and my fear, anger or ego acting out irrationally.

In 2016:

  • I moved to a new neighborhood. This was a big deal as I had lived in the same neighborhood for 16 years (my husband had been there for 20), we had many friends that lived conveniently close and more amenities than we knew what to do with. I miss it all AND I am excited about our new path forward.
  • A college friend invited me to take cello lessons with her and another friends and I said yes. We love it – we dream big and take small steps every week toward living those dreams. I know those around us, who get to hear us practicing, hope that we live those dreams sooner rather than later.
  • I was accepted into New York Community Trust Leadership Fellows, a program in nonprofit leadership that has both expanded my mind and exposed me to some truly inspiring, passionate and motivating people and organizations.
  • I had great conversations with high school students, college students and fellow professionals about forensic accounting, careers in accounting and working to do what we love, even when we have doubts about it.
  • I was part of a very exciting launch of the New York State Society of  CPAs Women’s Initiative and, at the end of the year, I became the Chair of the NYSSCPA Diversity and Inclusion Committee. Through the efforts and enthusiasm of my colleagues and the NYSSCPA, I am fortunate to be involved with such important initiatives and committees.
  • I have seen friends stand up for what they believe is right; I have experienced my communities come together in ways that renew my belief in humanity; I have applauded the sheer awesomeness of my people!

The night of 31 December 2016 turned out to be an incredibly windy one. My husband and I had planned on walking around the neighborhood, discovering the various New Year’s Eve celebrations in our new space. However, gale force winds led to a change of plan (isn’t that how life works?) We made dinner and spent the evening talking, laughing and watching various celebrations on television. I made sure to dance before and after midnight

Growing up, my father gave me a diary for Christmas, every year. I was always excited to get mine and, even as I moved away for college and started living away from home, I still got my diary. In yet another chapter of – Parents are Sneaky and Wise – I have discovered the power and importance of being able to look back and how much that helps in looking forward. So, farewell 2016! I am now turning my head to look ahead to 2017. Hello!

 

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Communications Addendum

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I was just in the Dominican Republic on a birthday/honeymoon/Thanksgiving trip. They say that people don’t do it well, but I think that we are doing a great job of multitasking vacations. However, I digress, as I am wont to do.

My husband lives for surfing. He checks the weather, daily, to see how it will affect the waves. He goes surfing, in the dead of winter, in New York City and, if that isn’t dedication, I don’t know what is. I get frostbite just thinking about it. When we travel, we often look to go to places where he can surf and, while he is surfing, I either go for a run or I take a surfing lesson.

During our multitasking vacation, I took a lesson. The lesson started out on the beach, with a session on technique. That went very well; it is very easy to surf on an immobile board that sits on sand. After this session, we were then each sent out with a board and an instructor. In addition to the challenge of keeping water out of my nose and mouth and, of course, trying to ride the waves, while standing on my board, I had to figure out how to communicate with Francisco, my instructor. My Spanish does not even qualify as rudimentary and, even though Francisco’s English was decent, I managed to do odd things on the board that he struggled to explain. Instead of giving up on me, he called on his co-instructors to bring together what English each knew. And they came up with a complete critique of my surfing technique, or lack thereof. My ego could have done with less resourcefulness, but my drive to succeed on the board appreciated it. The collaboration of these men was able to cover a lot of issues and, in no time, I was standing on my board and feeling rather accomplished.

Francisco, reinforced, for me, the power of collaboration, effective communication and, without a doubt, of having someone find you the perfect wave to ride. Gracias!

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Desperate Needs, Gouging Measures…

IMG_2231When I lived and worked in Zimbabwe, my parents and I lived in different cities, about an eight-hour drive apart. My father, however, was in town at least once a month for meetings and, when he came to town, we would meet for and evening of dinner and catching up. On one such evening, we were sitting in his hotel suite, eating dinner and watching the news. There was a piece on about an Ebola outbreak in the Democratic Republic of Congo. At the time, people were speculating that people living in the area where the outbreak had occurred had come across dead animals in the forests and had eaten them. Handling the dead animals (which had been killed by the Ebola virus) had infected them with the virus. I looked over at my father and said, “Why would they eat a random dead animal they came across in the woods? I mean, wouldn’t they ask themselves what had killed this animal and wouldn’t they be scared of being killed by the same thing?”

My father looked at me and said, “My dear, you can’t judge them. You don’t know what you would do if you were starving? Who knows what you would eat.”

Since, at that moment I was working my way through a three-course dinner, it didn’t seem like the appropriate moment to argue with my father, but I was pretty sure that no kind of hunger would lead me to eat dodgy food. I do know now that I was judging because I am fortunate enough to have many food options.

It turns out that investigators now think that fruit bats, not mysteriously dead animals are to blame for the spread of Ebola, but I thought about this conversation with my father when I read a piece in the New York Times about usury charges being brought against several payday loan companies, their owner and two of his associates. Usury is one of those not often heard words that is at home in the bible or a Shakespeare play, but it basically is illegally lending money at very high interest rates. I first heard analysis of payday loans on the NPR podcast, Planet Money, who, in 2010, discussed payday lenders. The concept of a payday loan is that people take out a small loan that is that is then paid back using the borrower’s next pay check. These loans, however, charge much higher interest rates than banks or credit cards do. The Planet Money episode referred to rates of over 500%. A more recent Planet Money piece spoke of a loan being offered at an annual interest rate of over1,300%. Many people debate payday loans and the people who take them out. Some argue that people who take out these loans are people who are irresponsible with their money and the payday loan rates are so high because the borrowers are risky. Others will talk about how payday lenders target people with low incomes and get them into a cycle where they end up spending years paying high fees and never being able to repay their initial balances.

In the state of New York, all this debate is moot because payday loans are illegal. When announcing the indictments, on 12 August, the Manhattan District Attorney, Cyril Vance, encouraged victims of payday lending schemes to call the Major Economic Crimes hotline. This is important to know, whether you received the loan at a storefront or online, the practice is illegal in New York, seventeen other states and District of Columbia. This is because, when people feel they have few options, people with few scruples like to take advantage of the situation. These are the types of people who offer to lend you $750 for a week, at a cost of $225. To make this point clearer, if you borrowed that $750 for a year and paid this interest on the loan every week, you would pay a total of $11,700 in interest. That is a lot of money to pay for $750 and I think that most people would agree that charging that kind of interest qualifies as usury.

Even if payday loans are legal where you live, the lenders still have to comply with rules that govern their industry. If you believe that you or someone you know is being taken advantage of, with regard to a payday loan, you can either call your local district attorney’s offices or get in touch with the Consumer Financial Protection Bureau (CFPB), which is the federal agency whose mission is to protect consumers of financial products. It is important to know that there are protections in the system and there may be more options than you think, when it comes to finding ways to pay debts or make ends meet and not every option involves interest rates that would make your calculator give you the side-eye. Knowledge is power and sometimes knowledge can also save you money and keep you from having your rights violated.

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